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    • Payment Amortization
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    • Annual Percentage Rate
    • Debt Consolidation
    • Prepayment Savings
    • Early Payoff
    • Refinance Break Even
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Find out how much you can afford.

There are many financial decisions involved in purchasing or refinancing a home. The calculators we provide here can help you with some of those decisions.


Payment Amortizaton

Payment / Amortization

Calculate your monthly payment and see how the principal is paid over time.

Rent vs Own

Rent vs Own

Calculate the difference between renting and buying a home.

Annual Percentage Rate

Annual Percentage Rate

Calculate the APR for fixed-rate or adjustable-rate loans.

Debt Consolidation

Debt Consolidation

Determine if you can consolidate your debt by combining it with your home mortgage.


Prepayment Savings

Prepayment Savings

Find out how soon you can pay off your mortgage by making a prepayment.

Early Payoff

Early Payoff

Determine the additional monthly payment amount needed to pay off the loan sooner.

Refinance Break Even

Refinance Break-Even Point

Find out how long it will take to "break-even" on a refinanced loan.

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NMLS #440403 

Federally Insured by NCUA
Equal Housing Lender

6485 S. Transit Road Lockport, NY 14094

800-488-6481    |     Email Contact Form

NMLS #440403 

Federally Insured by NCUA
Equal Housing Lender